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Quickspin Pearl o’ Plinko: Four RTP Builds, Odds and Max Payout

Quickspin’s two pirate-map games share one engine and come in four RTP builds each. Pearl o’ Plinko – Mermaid Cove arrived in December 2024 and Pearl o’ Plinko – Fire & Bones in April 2025 (SlotCatalog). Builds run from 98.10% down to 87.15% in Mermaid Cove and 84.21% in Fire & Bones, spreads of 10.95 and 13.89 percentage points. On the 98.10% builds the studio’s 100-million-ball simulation shows maximum payouts of ×199 and ×243.

Quickspin at a glance

Games2
Released –
RTP builds98.10–84.21%
Max payout in the studio’s simulation×243 at RTP 98.10%
On this page
  1. Quickspin’s Pearl o’ Plinko games
  2. One engine, two pirate maps
  3. Four RTP builds change the bonus return
  4. Mermaid Cove favours 15×; Fire & Bones favours larger wins
  5. Which Pearl o’ Plinko suits your goal?
  6. More Plinko studios
  7. Quickspin Plinko questions

Quickspin’s Pearl o’ Plinko games

Mermaid Cove adds portals and batch launches; Fire & Bones changes the bonus destinations and the distribution of larger wins. Both keep the pirate-map journey, with bonus pockets collecting balls for the next bonus game. Both games have free demos, so you can explore the pocket-and-gate engine before paying for a bonus entry.

The 94 and 92 suffixes identify the intermediate-return builds in both games; 87 identifies Mermaid Cove’s lowest-return build and 84 identifies Fire & Bones’ lowest-return build. The studio groups separate this family from other studios’ similarly named games.

One engine, two pirate maps

Mermaid Cove launches 1–100 balls in one go and includes Portal Gates, which transport a ball to a paired exit. Fire & Bones takes its bonus play to Ship Graveyard and Fire Island, while Mermaid Cove uses Kraken Peninsula and Mermaid Cove. The base game and each bonus game contribute to the total return, so bonus access is part of the game’s payout structure.

FeatureMermaid CoveFire & Bones
Released (SlotCatalog)
Bonus gamesKraken Peninsula; Mermaid CoveShip Graveyard; Fire Island
Portal GatesYesNo
Extra Bet1.5× bet1.5× bet
Buy Feature4× / 7× bet4× / 12× bet
Bet range€0.10–€100; default €1€0.10–€100; default €1
Volatility on the studio’s 1–5 scale11
Max payout at RTP 98.10% in the studio’s simulation×199×243

The second bonus purchase costs 12× in Fire & Bones against 7× in Mermaid Cove, so the map you pick sets the price of direct entry.

How a ball moves through the map

The Ball Launcher sends a ball through Pegs, with different pockets changing what happens next. Award Pockets pay an award; Award Gates pay while allowing the ball to continue, so a gate keeps the journey moving towards another destination.

Ball Launcher: starts the dropPegs: deflect the ballAward Pockets: pay awardsAward Gates: pay and let the ball continue
  1. Re-Launcher

    A ball landing here launches 3 new balls onto the board.

  2. Bonus Pockets

    A ball landing here is added to the next bonus game.

  3. Extra Bet

    The increased stake adds another Bonus Pocket, raising the chance of entering a bonus game.

  4. Buy Feature

    A direct purchase enters a bonus game at the destination’s listed cost. Buy Feature is unavailable in some markets.

In Quickspin’s ball-launch play, Award Gates keep a ball moving after an award, while Bonus Pockets carry it into the next bonus game.

Four RTP builds change the bonus return

Fire & Bones spans 13.89 percentage points of RTP, compared with Mermaid Cove’s 10.95-point spread. Its lowest-return build cuts the bonus contribution more sharply than Mermaid Cove’s lowest-return build. Base-game return rises as the Fire & Bones total falls, while all parts of Mermaid Cove’s return decline. The build therefore changes how much return comes from the main board and how much comes from the bonus destinations.

GameRTPBase gameBonus game 1Bonus game 2Max payoutGame ID
Mermaid Cove98.10%47.20%26.63%24.27%×199pearlofplinkomermaidcove
Mermaid Cove94.19%46.14%25.43%22.62%×194pearlofplinkomermaidcove94
Mermaid Cove92.07%45.57%24.79%21.72%×191pearlofplinkomermaidcove92
Mermaid Cove87.15%44.23%23.28%19.64%×171pearlofplinkomermaidcove87
Fire & Bones98.10%47.59%27.33%23.18%×243pearlofplinkofireandbones
Fire & Bones94.19%52.11%23.09%18.99%×239pearlofplinkofireandbones94
Fire & Bones92.07%54.56%20.79%16.71%×237pearlofplinkofireandbones92
Fire & Bones84.21%63.65%12.27%8.29%×222pearlofplinkofireandbones84

Max payout is the highest win seen in the studio’s 100-million-ball simulation. Mermaid Cove’s 87.15% build used 99,463,937 balls; these observed payouts are not game limits.

Bonus game 1 means Kraken Peninsula in Mermaid Cove and Ship Graveyard in Fire & Bones; bonus game 2 means Mermaid Cove and Fire Island respectively. At the intermediate builds, the combined bonus contribution falls from 42.08 to 37.50 percentage points in Fire & Bones and from 48.05 to 46.51 in Mermaid Cove.

The return percentage belongs to the full build, including its bonus games. Match the game ID to the build when comparing returns: a shared title can carry a different balance between the main board and bonus play.

Mermaid Cove favours 15×; Fire & Bones favours larger wins

On the highest-return builds, Mermaid Cove’s Big Win frequency is 1.3 times Fire & Bones’ frequency; Fire & Bones has the advantage at the larger win labels. Its Super, Mega and Epic frequencies are 1.2, 2.6 and 4.1 times Mermaid Cove’s respectively. At the shared top return, Epic Win occurs 1 in 13,681 in Fire & Bones and 1 in 56,304 in Mermaid Cove. At the same total return, the two games distribute wins differently.

GameRTPBig Win (15×)Super Win (40×)Mega Win (70×)Epic Win (100×)
Mermaid Cove coverMermaid Cove98.10%1 in 981 in 6731 in 6,0491 in 56,304
Mermaid Cove coverMermaid Cove94.19%1 in 1061 in 8371 in 8,3041 in 80,394
Mermaid Cove coverMermaid Cove92.07%1 in 1101 in 9641 in 10,4081 in 104,403
Mermaid Cove coverMermaid Cove87.15%1 in 1221 in 1,4931 in 25,2291 in 347,253
Fire & Bones coverFire & Bones98.10%1 in 1261 in 5651 in 2,3391 in 13,681
Fire & Bones coverFire & Bones94.19%1 in 1531 in 7071 in 2,9941 in 17,557
Fire & Bones coverFire & Bones92.07%1 in 1741 in 8181 in 3,5291 in 20,730
Fire & Bones coverFire & Bones84.21%1 in 3481 in 1,9641 in 10,4871 in 63,533

The lower-return versions make each of these labelled wins less frequent within the same title, with the largest frequency changes at Epic Win. At the lowest returns, Epic Win moves to 1 in 63,533 for Fire & Bones and 1 in 347,253 for Mermaid Cove. Fire & Bones combines the stronger larger-win frequencies with its own bonus map; Mermaid Cove combines the more frequent Big Win result with portals and batch launches.

Which Pearl o’ Plinko suits your goal?

The second bonus game costs less to buy in Mermaid Cove, while Fire & Bones pairs its higher observed payout with more frequent larger-win labels. Match the game to the feature or frequency you value, keeping the build constant for the odds comparison.

GoalOpenWhyPage
More frequent 15× winsMermaid Cove1 in 98 vs 1 in 126 at RTP 98.10%Mermaid Cove details
More frequent wins from 40× upFire & BonesAt RTP 98.10%: Super 1 in 565 vs 1 in 673; Mega 1 in 2,339 vs 1 in 6,049; Epic 1 in 13,681 vs 1 in 56,304Fire & Bones details
Higher max payout in the studio’s simulationFire & Bones×243 vs ×199 at RTP 98.10%Fire & Bones payouts
Cheaper second bonus gameMermaid CoveBuy Feature: 7× vs 12× betMermaid Cove bonus games
Launch up to 100 balls at onceMermaid Cove1–100 balls per launchMermaid Cove features

A stake strategy for these games has to account for the full purchase price when you enter a bonus game directly.

Opening either free demo requires no deposit; casino accounts become part of the decision when moving to real-money play.

More Plinko studios

Relax Gaming uses a Plinko bonus inside a slot, while BGaming takes the board-and-paytable approach. Those formats give you alternatives to Quickspin’s pirate maps and bonus destinations.

The games collection brings these formats together.

Page history

  1. Both Pearl o’ Plinko games compared across RTP builds, bonus costs, big-win frequencies and simulated maximum payouts, with free demos.

18+ only. Some links on this page earn us a commission from the casino; it does not change the price for you.

FAQ

Quickspin Plinko questions

Which Quickspin Plinko games are there?

2 games: Mermaid Cove and Fire & Bones, both in the Pearl o’ Plinko family.

What is the maximum payout in Quickspin’s Pearl o’ Plinko games?

243× for Fire & Bones and 199× for Mermaid Cove on their 98.10% RTP builds. These are the highest wins seen in the studio’s 100-million-ball simulation.

When were Mermaid Cove and Fire & Bones released?

19 December 2024 for Mermaid Cove; 8 April 2025 for Fire & Bones (SlotCatalog).

How many RTP versions do Quickspin’s Plinko games have?

4 per game: both have 98.10%, 94.19% and 92.07% RTP builds. Mermaid Cove also has 87.15%; Fire & Bones has 84.21%.

Which RTP does the free demo use?

98.10% is the build whose game ID the free demo uses for each title. The free demo collection lets you explore ball-launch play without a deposit.

What does Buy Feature cost?

4× or 12× the bet in Fire & Bones; 4× or 7× in Mermaid Cove. Buy Feature is unavailable in some markets.

What is Extra Bet?

1.5× the bet adds another Bonus Pocket to the board, increasing the chance of reaching a bonus game.

Is Mermaid Cove Quickspin’s first Plinko game?

Yes. Quickspin describes Mermaid Cove as “Quickspin’s first RNG game and the first Plinko game of its kind”.

A bonus purchase adds to the cost of play, so include feature purchases in your playing budget; responsible gaming keeps those spending decisions in view.